You have
the RIGHT to be informed about the total cost of your
loan including the interest rate, points and other
fees.
You have
the RIGHT to ask for a Good Faith Estimate of all loan
and settlement charges before you agree to the loan
and pay any fees.
You have the
RIGHT to know what fees are not refundable if you
decide to cancel the loan agreement.
You have the
RIGHT to ask your mortgage broker to explain exactly
what the mortgage broker will do for you.
You have
the RIGHT to know how much the mortgage broker is
getting paid by you and the lender for your loan.
You
have the RIGHT to ask questions about charges and loan
terms that you do not understand.
You have
the RIGHT to a credit decision that is not based on
your race, color, religion, national origin, sex,
marital status, age, or whether any income is from
public assistance.
You have
the RIGHT to know the reason if your loan was turned
down.
You have
the RIGHT to ask for the HUD settlement costs booklet
"Buying Your Home."
